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Things to Know for a Personal Loan Without ITR

Many self-employed individuals, freelancers, or those engaged in the informal sectors face challenges when applying for loans as they might not have an Income Tax Return (ITR) to show regular…

Personal Loans

What is the Recovery Process for a Personal Loan in India? A Step-by-Step Guide

Amit, a 40-year-old marketing professional in Pune, took out a personal loan a few years ago to cover his daughter’s education expenses and for a while, everything was going smoothly…

Personal Loans

How to get a personal loan top-up in India: A complete guide

Meet Ravi, a 35-year-old entrepreneur from Chennai. An year ago, he took out a personal loan to renovate his home. Now, with new business expansion plans in motion, he finds…

Credit Cards Financial literacy

How to get CIBIL score corrected: A step-by-step guide for India

Meet Varun, a 30-year-old IT professional from Bangalore who was excited about applying for a home loan to buy his dream house. He confidently submitted his loan application, only to…

Credit Cards

What are credit card swipe charges? A detailed guide for Indian consumers

Meet Ananya, a 32-year-old businesswoman in Delhi who owns a boutique. Over the past few months, she noticed that an increasing number of her customers prefer to pay with credit…

Credit Cards

How to earn cashback with Rupay credit card for UPI: A complete guide

Consider Rahul, a young software engineer in Bengaluru, frequently uses UPI to pay for groceries, dining out, and online shopping. He recently heard that you can now use Rupay credit…

Personal Loans

Using a personal loan for wedding in India: A smart way to finance your big day

It’s a sunny afternoon in Jaipur, and Rohan and Priya are discussing their upcoming wedding. Like many Indian couples, they dream of a grand celebration—a royal venue, beautiful outfits, and…

Personal Loans

Why it is important to use personal loans wisely: A guide for Indian borrowers

In today’s world, personal loans have become a go-to solution for many Indians, whether it's for emergencies, home renovations, or even vacations. Imagine this scenario where Anjali, a 29-year-old graphic…

Credit Cards

7 Smart Shopping Tips to Master the Festive Season

The festive season brings joy and excitement—filled with gatherings of loved ones, home decorations, and the thrill of shopping. While it's the most wonderful time of the year, it can…

Credit Cards

How do cashback credit cards work? A guide for Indian users

Meet Riya, a young professional living in Mumbai who enjoys shopping online and dining out with friends. As someone who frequently uses her credit card, Riya started hearing about cashback…