CredNow, Author at blog.crednow.in

Types of Business Loans in India You Should Know in 2025

Starting or growing a business in India requires capital, and business loans can be the lifeline for entrepreneurs. Whether you’re looking to expand your operations or meet short-term cash flow…

Credit Cards

The Ultimate Guide to Credit Card Essentials: Everything You Need to Know

Credit cards have become an integral part of modern financial management. From shopping convenience to travel perks and exclusive rewards, they offer numerous benefits. However, diving into the world of…

Business Loans

What is a Business Loan? Complete Guide with Eligibility and Types

Running a business can be extremely rewarding but it is a complex, challenging and demanding engagement. Whether you’re a small startup or a well-established company, there comes a time when…

Personal Loans

Personal Loans vs Credit Cards: Which Option Should You Choose?

At some point, most of us face a situation where we need extra money—maybe it’s for an unexpected car repair, a surprise medical bill, or an opportunity to start a…

Financial literacy

Your Guide to PAN 2.0: What to Expect from the New System

The PAN (Permanent Account Number) system in India is undergoing a transformative upgrade with the introduction of PAN 2.0. Approved by the Cabinet Committee on Economic Affairs (CCEA), this digital…

Credit Cards

Credit Score Facts vs. Fiction: 10 Myths That Are Hurting Your Financial Future

Your credit score plays a crucial role in your financial life, yet there is a lot of misinformation floating around that could be holding you back. When it comes to…

Personal Loans

Personal Loan Scams in India and How to Avoid Them

Personal loans are a great financial solution for Indians looking to cover expenses, whetherfor emergencies, medical needs, education, or other purposes. However, as the demand for quick and easy digital…

Credit Cards

Why should I consider a Secured Credit Card? A guide for Indian consumers

A few years ago, Raj, a 28-year-old IT professional living in Bangalore, found himself in a bit of financial trouble after missing a few payments on his credit card. His…

Personal Loans

Things to Know for a Personal Loan Without ITR: A Guide for Indian Borrowers

Many self-employed individuals, freelancers, or those engaged in the informal sectors face challenges when applying for loans as they might not have an Income Tax Return (ITR) to show regular…

Personal Loans

What is the Recovery Process for a Personal Loan in India? A Step-by-Step Guide

Amit, a 40-year-old marketing professional in Pune, took out a personal loan a few years ago to cover his daughter’s education expenses and for a while, everything was going smoothly…