Personal Loans Insights & Tips

Personal Loans vs Credit Cards: Which Option Should You Choose?

At some point, most of us face a situation where we need extra money—maybe it’s for an unexpected car repair, a surprise medical bill, or an opportunity to start a…

Personal Loans

Personal Loan Scams in India and How to Avoid Them

Personal loans are a great financial solution for Indians looking to cover expenses, whetherfor emergencies, medical needs, education, or other purposes. However, as the demand for quick and easy digital…

Personal Loans

Things to Know for a Personal Loan Without ITR: A Guide for Indian Borrowers

Many self-employed individuals, freelancers, or those engaged in the informal sectors face challenges when applying for loans as they might not have an Income Tax Return (ITR) to show regular…

Personal Loans

What is the Recovery Process for a Personal Loan in India? A Step-by-Step Guide

Amit, a 40-year-old marketing professional in Pune, took out a personal loan a few years ago to cover his daughter’s education expenses and for a while, everything was going smoothly…

Personal Loans

How to get a personal loan top-up in India: A complete guide

Meet Ravi, a 35-year-old entrepreneur from Chennai. An year ago, he took out a personal loan to renovate his home. Now, with new business expansion plans in motion, he finds…

Personal Loans

Using a personal loan for wedding in India: A smart way to finance your big day

It’s a sunny afternoon in Jaipur, and Rohan and Priya are discussing their upcoming wedding. Like many Indian couples, they dream of a grand celebration—a royal venue, beautiful outfits, and…

Personal Loans

Why it is important to use personal loans wisely: A guide for Indian borrowers

In today’s world, personal loans have become a go-to solution for many Indians, whether it's for emergencies, home renovations, or even vacations. Imagine this scenario where Anjali, a 29-year-old graphic…

Personal Loans

Comparing Traditional Lenders vs. Online Lenders for Personal Loans in India

In today's fast-paced world, personal loans have become a convenient way for individuals to meet various financial needs, whether it's for education, medical emergencies, weddings, or unexpected expenses. In India,…

Personal Loans

Bridging the gap: A student’s guide to personal loans in India

Navigating the financial landscape as a student in India presents unique challenges, particularly for those without a job. While financial stability is crucial for covering education expenses, living costs, and…

Personal Loans

Steps to Get a Personal Loan on Aadhaar Card

In the digital age, obtaining a personal loan has become more streamlined and accessible, especially with the introduction of the Aadhaar card in India. The Aadhaar card, a unique identification…