Personal Loans Insights & Tips

The Easiest Ways to Borrow Money in 2025: Quick & Simple Options

In today's fast-paced world, financial needs often arise without warning. Whether it's an unexpected medical emergency, a sudden business requirement, or simply the urge to grab a great shopping deal,…

Financial literacy Personal Loans

Is P2P Lending Safe in India? Tips for Secure Investing

Peer-to-peer (P2P) lending is an innovative financial model that connects borrowers and lenders directly through online platforms. This system eliminates traditional finrancial intermediaries, such as banks, making the borrowing and…

Personal Loans

Advantages of Prepaying Your Personal Loan

Taking out a personal loan can be a practical way to handle financial emergencies, plan a wedding, or fund education. However, repaying the loan as soon as possible can lead…

Personal Loans

How Does Repo Rate Affect the Interest Rate of a Personal Loan?

When you’re considering taking a personal loan, you might come across the term "repo rate" during your research. For Indian borrowers, the repo rate plays a crucial role in determining…

Personal Loans

Personal Loans vs Credit Cards: Which Option Should You Choose?

At some point, most of us face a situation where we need extra money—maybe it’s for an unexpected car repair, a surprise medical bill, or an opportunity to start a…

Personal Loans

Personal Loan Scams in India and How to Avoid Them

Personal loans are a great financial solution for Indians looking to cover expenses, whetherfor emergencies, medical needs, education, or other purposes. However, as the demand for quick and easy digital…

Personal Loans

Things to Know for a Personal Loan Without ITR

Many self-employed individuals, freelancers, or those engaged in the informal sectors face challenges when applying for loans as they might not have an Income Tax Return (ITR) to show regular…

Personal Loans

What is the Recovery Process for a Personal Loan in India? A Step-by-Step Guide

Amit, a 40-year-old marketing professional in Pune, took out a personal loan a few years ago to cover his daughter’s education expenses and for a while, everything was going smoothly…

Personal Loans

How to get a personal loan top-up in India: A complete guide

Meet Ravi, a 35-year-old entrepreneur from Chennai. An year ago, he took out a personal loan to renovate his home. Now, with new business expansion plans in motion, he finds…

Personal Loans

Using a personal loan for wedding in India: A smart way to finance your big day

It’s a sunny afternoon in Jaipur, and Rohan and Priya are discussing their upcoming wedding. Like many Indian couples, they dream of a grand celebration—a royal venue, beautiful outfits, and…