CredNow, Author at blog.crednow.in

How Does Repo Rate Affect the Interest Rate of a Personal Loan?

When you’re considering taking a personal loan, you might come across the term "repo rate" during your research. For Indian borrowers, the repo rate plays a crucial role in determining…

Credit Cards

Can Student Credit Cards Support Your Child’s Foreign Education?

Studying abroad is a dream for many Indian students, and it comes with significant financial commitments. From tuition fees to living expenses, the cost of foreign education can quickly add…

Credit Cards

What is a Foreign Transaction Fee in a Credit Card?

If you’ve ever traveled abroad or purchased from international merchants, you may have noticed an additional charge on your credit card statement labeled as a "foreign transaction fee." But what…

Credit Cards

10 Essential Credit Card Security Tips to Protect You

With the rise of digital payments and online shopping, credit card usage in India has grown significantly. While credit cards are convenient, they come with risks if not handled securely.…

Business Loans

Top 10 Business Loan Mistakes to Avoid in 2025

Securing a business loan can be a game-changer for enabling growth, driving expansion, or even keeping operations afloat during tough times. However, many business owners get stuck during the loan…

Lending

What is Digital Lending? Transforming Finance in Banking and Beyond

Digital lending has transformed how individuals and businesses access credit. Unlike traditional methods that rely on physical interactions and paperwork, digital lending leverages technology to offer a seamless, faster, and…

Business Loans

Types of Business Loans in India You Should Know in 2025

Starting or growing a business in India requires capital, and business loans can be the lifeline for entrepreneurs. Whether you’re looking to expand your operations or meet short-term cash flow…

Credit Cards

The Ultimate Guide to Credit Card Essentials: Everything You Need to Know

Credit cards have become an integral part of modern financial management. From shopping convenience to travel perks and exclusive rewards, they offer numerous benefits. However, diving into the world of…

Business Loans

What is a Business Loan? Complete Guide with Eligibility and Types

Running a business can be extremely rewarding but it is a complex, challenging and demanding engagement. Whether you’re a small startup or a well-established company, there comes a time when…

Personal Loans

Personal Loans vs Credit Cards: Which Option Should You Choose?

At some point, most of us face a situation where we need extra money—maybe it’s for an unexpected car repair, a surprise medical bill, or an opportunity to start a…